HDB BTO Renovation Cost in Singapore: What Every New Homeowner Should Know
Getting the keys to your new BTO flat is a major milestone for every Singaporean homeowner. But before you start daydreaming about sleek furniture or cozy décor, there’s one question on every couple’s mind: How much does an HDB BTO renovation cost?
Whether you’re a first-time homeowner or upgrading to a bigger flat, renovation costs can be overwhelming without proper planning. From flooring and carpentry to electrical wiring and waterproofing, every choice adds up. Understanding what drives renovation expenses is key to designing your dream home without burning through your savings.
This guide breaks down everything you need to know about HDB BTO renovation costs in Singapore—from average prices to budgeting strategies and insider tips that help you save more without compromising on style.
Average HDB BTO Renovation Cost in 2025
The renovation cost for an HDB BTO flat in Singapore depends on factors such as flat size, design complexity, materials used, and contractor rates. Here’s a general estimate for 2025:
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2-Room Flexi Flat: SGD 25,000 – 35,000
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3-Room Flat: SGD 30,000 – 45,000
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4-Room Flat: SGD 40,000 – 60,000
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5-Room Flat: SGD 50,000 – 70,000
These figures cover essential works such as flooring, carpentry, electrical wiring, lighting installation, and painting. However, additional upgrades—like built-in wardrobes, feature walls, or designer fittings—can easily push the total closer to SGD 80,000 or more for premium finishes.
The good news? With careful planning and smart choices, you can achieve a stunning home that fits your lifestyle and budget.
Breakdown of HDB BTO Renovation Costs by Category
1. Flooring and Tiling
Flooring forms the foundation of your interior design. The cost depends largely on the material you choose.
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Vinyl Flooring: SGD 5 – 9 per sq ft
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Ceramic/Porcelain Tiles: SGD 6 – 12 per sq ft
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Marble Flooring: SGD 15 – 30 per sq ft
Vinyl flooring has become a favourite among BTO homeowners because it’s affordable, water-resistant, and easy to maintain. For design inspiration, check out our guide on Modern Vinyl Flooring Designs for New BTO Homes.
2. Carpentry Work
Custom carpentry—like wardrobes, kitchen cabinets, and TV consoles—adds personality to your space.
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Kitchen Cabinet (upper and lower): SGD 4,000 – 8,000
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Wardrobes: SGD 2,000 – 5,000
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TV Console/Feature Wall: SGD 1,000 – 3,000
Costs vary depending on materials, finishes, and storage needs.
3. Electrical and Lighting
Electrical work is one area where you shouldn’t skimp. From power points to lighting, expect to spend around SGD 2,000 – 5,000, depending on your design complexity.
4. Painting and Wall Finishes
Fresh coats of paint typically range between SGD 800 – 2,000. For those adding accent walls or textured finishes, budget slightly more.
5. Plumbing and Bathroom Upgrades
Waterproofing and tiling in bathrooms can range from SGD 3,000 – 6,000. Investing in good waterproofing prevents future leaks and costly repairs. Learn more about waterproofing in our article on Exterior Balcony Waterproofing.
Factors That Influence HDB BTO Renovation Cost
Flat Size
Naturally, larger flats require more materials and labor, increasing the total cost.
Design Complexity
A minimalist layout costs far less than a themed or fully customized home. Complex designs require additional carpentry and finishes.
Material Selection
Choosing high-end finishes like quartz countertops or designer tiles increases your total renovation cost but may enhance long-term durability.
Labor and Contractor Fees
Prices vary based on the interior designer or contractor you hire. Always compare quotations and ensure transparency in pricing before signing.
Additional Upgrades
Smart home systems, custom lighting, and premium fixtures can easily raise your overall budget.
Case Study: Average Renovation Trends in Singapore
In 2024, a Qanvast Singapore Home Renovation Report revealed that the average BTO homeowner spent around SGD 45,000 for a 4-room flat renovation (https://qanvast.com/). The most significant spending categories were flooring, carpentry, and electrical works.
A Building and Construction Authority (BCA) report also noted that sustainable materials like vinyl and engineered wood have become increasingly popular due to affordability and environmental benefits (https://www1.bca.gov.sg/).
These findings highlight the trend towards cost-efficient, eco-friendly, and low-maintenance designs among Singapore homeowners.
Budgeting Tips for Your HDB BTO Renovation
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Set a Realistic Budget Early – Determine your maximum spend before approaching contractors to avoid overcommitting.
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Prioritize Essentials First – Focus on flooring, kitchen, and bathrooms before aesthetic features like wall panels.
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Compare Quotations – Obtain at least three quotes from reputable contractors or ID firms for comparison.
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Opt for Low-Maintenance Materials – Choose vinyl flooring, quartz countertops, and waterproof finishes to save on long-term maintenance costs.
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Avoid Hidden Costs – Always clarify if GST, delivery, and disposal fees are included in the quotation.
A practical budget ensures your renovation journey is smooth and free of unpleasant financial surprises.
Conclusion
Renovating your new HDB BTO flat is one of the most exciting parts of homeownership, but it’s also a significant financial commitment. By understanding what affects HDB BTO renovation cost and making informed choices about materials and design, you can create a dream home that’s both beautiful and budget-friendly.
For professional advice, stylish flooring options, and cost-efficient renovation materials, visit Dream Vinyl Flooring—Singapore’s trusted name in modern home design and renovation solutions.
FAQ
Q: How much does a full HDB BTO renovation cost?
A: Depending on your flat size and design, costs typically range from SGD 25,000 to 70,000.
Q: Can I renovate my BTO before key collection?
A: No, renovations can only begin after HDB’s key handover and approval from your contractor.
Q: What’s the cheapest flooring option for BTO homes?
A: Vinyl flooring is the most affordable, durable, and low-maintenance choice for new HDB flats.
Q: How long does a full renovation take?
A: Most BTO renovations take 6–10 weeks, depending on complexity and material availability.
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